You moved countries. Your money didn't all move with you.
Worthken helps expats and globally mobile professionals track net worth across countries and currencies, with a world view of every account, pension, property and loan.
Today
- Pensions and savings scattered across every country you've worked in.
- No single app understands more than one country's accounts.
- Currency swings make it impossible to know where you really stand.
With Worthken
- A world map of what you hold where, each in its local currency.
- Country packs add local account types without bolting them on.
- Switch your home currency in one tap and see the whole picture move.
Your whole financial life, at a glance.
Not another budgeting app. Worthken answers one question beautifully, what you're worth, and then shows you exactly why.
One number you can trust
Your net worth, how much it moved and why, on the first screen. Scrub the trend chart to any day. Details are one tap away, never in your face.
- Change attribution: markets vs. new money vs. debt paid down
- Owned vs. owed vs. money you can actually use
- Daily snapshots, so history builds on its own
A world view of your money
See what you hold in each country, in its own currency, and switch your home currency in one tap. Built for people with a 401(k) in the US and a flat in Pune.
- Original currency always kept, never rounded away
- Live FX with the rate and time shown
- Locale-aware numbers: ₹1.2 Cr and $1.2M
Every asset. Every debt.
Cash, stocks, funds, retirement accounts, real estate, crypto, gold, RSUs, insurance with cash value, hand loans. And on the other side: mortgages, cards, education loans, BNPL.
Automatic where possible
Link US banks and brokerages through secure, read-only providers. Import Indian mutual funds from your CAS statement. Prices and exchange rates update on their own.
Property, estimated honestly
Real estate gets an estimate with a range and a confidence level, never a fake-precise number. Know better? Override it, and Worthken remembers why.
Built for families
Each person keeps their own private login. Joint and family-owned assets roll up into a family view, with privacy controls for what is shared.
An end-to-end encrypted vault
Keep deeds, loan agreements and statements next to the assets they belong to. Encrypted on your device; we can't read them.
Emergency and legacy access
Choose a trusted person who can see the full picture if something happens to you, with a waiting period you control.
Guides for you
How to track net worth across countries
Practical ways to track assets and debts held in several countries: keep original currencies, use one FX source, value property honestly and review monthly.
How to calculate your net worth (with multiple currencies)
A step-by-step guide to calculating net worth: list assets, subtract liabilities, and convert everything held in other currencies into one home currency.
Questions, answered.
Which countries does Worthken support?
Worthken launches with the United States and India, including US accounts like 401(k)s and brokerages and Indian assets like mutual funds, PPF, EPF, NPS and fixed deposits. You can add assets from any country by hand today, and each new country is added as a country pack.
How does Worthken handle multiple currencies?
Every holding keeps its original currency. Worthken converts to your chosen home currency with live exchange rates, shows the rate and time it used, and lets you switch home currency in one tap. Numbers follow local formats, like ₹1.2 Cr or $1.2M.
What is Worthken?
Worthken is a private, read-only net worth tracker for people with money in more than one country. It brings bank accounts, investments, retirement accounts, property, loans and cards across the US, India and other countries into one number, in any home currency.
Is my data safe?
Worthken uses passkeys with mandatory two-factor authentication, encrypts provider tokens with keys from a managed KMS, end-to-end encrypts vault documents, and never puts balances or account numbers in logs. Your data is never sold or used for ads.
Early access · free
Everything you've built deserves to be seen.
Drop us a line. We’re inviting people in small batches, starting with anyone whose money lives in more than one country.
Free during early access. We read every one.
This opens your email app; the site itself stores nothing. We’ll only use your email to reply and invite you, and you can ask us to delete it anytime. See our Privacy Policy.